PC&L Agency offers personal umbrella insurance designed to give you broad liability coverage over and above your existing auto and homeowners policies. An umbrella policy is one of the most cost-effective ways to protect your assets and future earnings.
Excess Liability
Kicks in when your auto or homeowners liability limits are exhausted — protecting your savings, investments, and future wages from large judgments.
Personal Injury
Covers claims of libel, slander, false arrest, and invasion of privacy that may not be covered by standard policies.
Worldwide Coverage
Most umbrella policies extend coverage globally, protecting you whether you're at home or traveling abroad.
A $1 million personal umbrella policy often costs just a few hundred dollars per year — excellent protection for the price.