PC&L Agency provides boat and watercraft insurance tailored to the unique needs of Lowcountry boaters. Whether you own a fishing boat, sailboat, pontoon, or high-performance powerboat, we can find the right coverage.
Physical Damage
Covers damage to your boat, motor, and trailer from collision, fire, theft, vandalism, and weather events.
Liability Coverage
Protects you against claims for bodily injury or property damage caused to others while operating your watercraft.
Medical Payments
Covers medical expenses for you and your passengers in the event of a boating accident.
Uninsured Boater
Protection if you are hit by another boater who has no liability insurance or inadequate coverage.
On-Water Towing
Optional towing and assistance coverage for when you need help on the water.